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Can You Get Your House In California Back After Foreclosure?

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    If you’re facing the possibility of foreclosure in the future, perhaps you are wondering can you get your house in California back after foreclosure. After all, you need a place to live!

    Unfortunately, after the court rules in favor of your lender and agrees with the lender to proceed with foreclosure, it is very hard for you to get your house back.

    Options If House Is Still Not Foreclosed

    The good news is, if you’re not in foreclosure yet, you have options.

    The first and best option is to pay off your mortgage or work out a payment plan with your lender. They’ll prefer to keep you in your house and instead just collect the money owed to them.

    If that’s not an option for you at this time then you may decide to do what a lot of homeowners facing foreclosure are choosing to do: Sell your home before the home is foreclosed upon and pay the lender what is owed to them.

    While not an ideal option (because you’ll have to give up your house), it’s still a preferable option to foreclosure because you’ll have cleared up your debt to the bank and you won’t have the long-term impact to your credit score that a foreclosure would have.

    This option is proactive and long-term, which is why homeowners facing foreclosure love it: it’s proactive because you’re taking control of your financial situation; it’s long-term because you’re accepting the short-term discomfort of selling your home in exchange for the long-term benefit of a better credit rating.

    Secret To Selling Your California Home Fast

    You could work at trying to find a buyer to take your home. However, a faster and easier option is to find an investment firm that buys houses as-is for cash, fast. Instead of spending all of your time and energy trying to locate a buyer, there are many companies that can do this for you. Companies like Done Deal Buyers will buy the house from you at a reduced price, and very quickly.

    Call us at (210) 547-7505 and let us know that you want to sell fast.

    More Real Estate News from Done Deal Buyers

    James Vasquez

    James is the owner of Done Deal Buyers, a leading cash home buying company in the U.S. He primary buys and resells single family residential homes. James has purchased, fixed/renovated, and flipped over 100 houses in the 10 years of his real estate career. Helping homeowners out of difficult situations while providing for his family, is a gift from God.

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